Effective Date: March 2, 2026
Waypoint is a personal finance and goal-planning tool. It helps you track income, expenses, account balances, cashflow allocation, affordability scenarios, and personal goals. All data is manually entered by you.
Waypoint does not provide financial advice, investment recommendations, or professional financial guidance of any kind. The information displayed in the application is based entirely on data you provide and is for personal tracking purposes only. You are responsible for your own financial decisions.
You are solely responsible for the accuracy and completeness of the data you enter. Any calculations, summaries, or projections shown in Waypoint are based on your inputs and should not be treated as authoritative financial guidance.
Your data is stored securely using industry-standard practices. However, we cannot guarantee against data loss, corruption, or unauthorized access. We recommend maintaining your own records outside of Waypoint.
We reserve the right to suspend or terminate your account at our discretion, including but not limited to cases of misuse, abuse, or violation of these terms. You may also delete your account at any time.
We may modify, update, or discontinue features of Waypoint at any time without prior notice. We will make reasonable efforts to communicate significant changes, but continued use of the service after changes constitutes acceptance of those changes.
Waypoint is provided “as is” without warranties of any kind, express or implied. We are not liable for any damages arising from your use of the service, including but not limited to financial losses, data loss, or service interruptions.
We may update these Terms of Service from time to time. When we do, we will update the version number and notify you within the application. Continued use after notification constitutes acceptance.
If you have questions about these terms, please reach out through the application's support channels.